Many people have confusion about Medicaid and Medicare. While both government programs, and similar sounding, they are actually entirely separate. Medicare provides for the health costs of older Americans, but it generally does not cover much in the way of long term care. However, Medicaid offers support, which can help fill that gap.

We fully understand that every situation is different. As soon as you contact our office, we will get to work right away developing a Medicaid crisis plan that suits your needs.

1. Review your eligibility: First, our team will review your Medicaid eligibility. Medicaid’s long term care benefits are only available to those who meet certain requirements. Determining eligibility is not as straightforward as you might think. The primary eligibility requirement is an asset test. You must have below a certain threshold in assets before Medicaid benefits can be used. However, in most situations, some of your assets will be exempt from Medicaid’s asset calculation. Exempt assets can be protected and you will not be required to spend that money, or the value, on long term care.
2. Protect your assets: Properly protecting assets is a delicate process. Medicaid has strict regulations that you must follow, but at the same time, our crisis planning team will make
   sure that we can protect as many of your assets as is possible.
3. Help you submit an application: Finally, we will help you submit an application. The Medicaid long term care application process is notoriously complex. Any mistakes can lead to major delays, and it may be many more months, or even years, before you get your Medicaid long term care benefits.